:root{
  --background:#F8F7F5;
  --foreground:#1F3D30;
  --heading:#2B5F4A;
  --primary:#00A88F;
  --primary-strong:#008F7A;
  --secondary:#F29B38;
  --secondary-strong:#C87318;
  --muted:#E8F5E9;
  --muted-foreground:#5C7F6F;
  --accent:#E0F2F1;
  --accent-foreground:#005E44;
  --panel:#F3FBF8;
  --panel-border:#BFEADD;
  --card:#FFFFFF;
  --border:#E2E8F0;
  --border-soft:#D9E6DF;
  --surface-inverse:#2B5F4A;
  --note:#FFF9F0;
  --note-border:#E8DCC8;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
  background:var(--background);
  color:var(--foreground);
  line-height:1.65;
  font-size:16px;
  -webkit-font-smoothing:antialiased;
}
.container{max-width:860px;margin:0 auto;padding:0 20px}
h1,h2,h3{color:var(--heading);line-height:1.25;font-weight:700}
h1{font-size:clamp(1.7rem,4.5vw,2.4rem);margin-bottom:14px}
h2{font-size:1.5rem;margin:2.2rem 0 .75rem}
h3{font-size:1.1rem;margin:1.4rem 0 .4rem}
p{margin-bottom:1rem}
ul,ol{margin:0 0 1rem 1.4rem}
li{margin-bottom:.4rem}
a{color:var(--primary-strong)}
.eyebrow{display:inline-block;background:var(--card);color:var(--primary);border:1px solid rgba(0,168,143,.25);font-size:.72rem;font-weight:800;letter-spacing:.2em;text-transform:uppercase;padding:6px 16px;border-radius:999px;margin-bottom:14px}

header{background:var(--card);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px;max-width:1080px;margin:0 auto;padding:0 20px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.05rem;color:var(--heading);text-decoration:none}
.logo-mark{width:32px;height:32px;border-radius:8px;background:var(--primary);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.8rem;font-weight:800}
.nav-links{display:flex;gap:22px;align-items:center}
.nav-links a{color:var(--foreground);text-decoration:none;font-size:.92rem;font-weight:500}
.nav-links a:hover{color:var(--primary-strong)}
@media(max-width:760px){.nav-links a:not(.btn){display:none}}

.btn{display:inline-block;background:var(--primary);color:#fff !important;font-weight:700;text-decoration:none;padding:12px 28px;border-radius:999px;transition:background .15s ease,transform .15s ease;font-size:1rem;box-shadow:0 10px 15px -3px rgba(0,168,143,.2)}
.btn:hover{background:var(--primary-strong);transform:translateY(-2px)}
.btn-orange{background:var(--secondary-strong);box-shadow:0 10px 15px -3px rgba(200,115,24,.2)}
.btn-orange:hover{background:#A55F0F}
.btn-sm{padding:8px 20px;font-size:.9rem}
.btn-lg{padding:15px 34px;font-size:1.08rem}

article{padding:48px 0 24px}
.breadcrumb{font-size:.85rem;color:var(--muted-foreground);margin-bottom:18px}
.breadcrumb a{color:var(--muted-foreground)}
.byline{font-size:.85rem;color:var(--muted-foreground);margin-bottom:26px}
.lead{font-size:1.12rem;color:var(--foreground)}
.answer-box{background:var(--panel);border:1px solid var(--panel-border);border-radius:14px;padding:20px 24px;margin:20px 0}
.answer-box p:last-child{margin-bottom:0}

.table-wrap{overflow-x:auto;margin:20px 0;border:1px solid var(--panel-border);border-radius:14px;background:var(--card)}
table{width:100%;border-collapse:collapse;min-width:520px}
th,td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--border-soft);font-size:.93rem}
th{background:var(--panel);color:var(--heading);font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.03em}
tr:last-child td{border-bottom:none}
td strong{color:var(--primary-strong)}
.note{background:var(--note);border:1px solid var(--note-border);border-radius:12px;padding:14px 18px;font-size:.9rem;margin:16px 0;color:#6B5B3E}

.chips{display:flex;flex-wrap:wrap;gap:10px;margin:16px 0}
.chip{background:var(--card);border:1px solid var(--panel-border);border-radius:999px;padding:8px 18px;font-size:.9rem;font-weight:500;color:var(--heading)}

details{background:var(--card);border:1px solid var(--border-soft);border-radius:12px;margin-bottom:12px;overflow:hidden}
summary{padding:16px 20px;font-weight:600;color:var(--heading);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}
summary::-webkit-details-marker{display:none}
summary::after{content:'+';font-size:1.3rem;color:var(--primary);font-weight:400;flex-shrink:0}
details[open] summary::after{content:'−'}
details .answer{padding:0 20px 16px;font-size:.95rem;color:var(--muted-foreground)}
details .answer p{margin-bottom:.5rem}

.related{background:var(--card);border:1px solid var(--border-soft);border-radius:14px;padding:22px 26px;margin:32px 0}
.related h2{margin-top:0;font-size:1.15rem}
.related ul{margin-bottom:0}

.cta-band{background:var(--surface-inverse);border-radius:20px;padding:44px 32px;text-align:center;color:#fff;margin:40px 0}
.cta-band h2{color:#fff;margin:0 0 12px}
.cta-band p{color:#CFE5DC;max-width:640px;margin:0 auto 24px}

footer{border-top:1px solid var(--border);padding:36px 0;font-size:.85rem;color:var(--muted-foreground);margin-top:40px}
footer .cols{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;margin-bottom:20px;max-width:1080px;margin-left:auto;margin-right:auto;padding:0 20px}
footer a{color:var(--muted-foreground)}
.disclaimer{font-size:.78rem;line-height:1.6;max-width:1080px;margin:0 auto;padding:0 20px}